Certified Application Counselor Practice Test 2025 – Comprehensive Preparation Guide

Question: 1 / 400

Which of the following is NOT one of the eligibility criteria for Qualified Health Plan (QHP) coverage in the marketplace?

Being a U.S. citizen or lawfully present non-citizen

Being reasonably expected to remain in the U.S. for the duration of coverage

Not being previously incarcerated

Having a permanent residence

The criteria for Qualified Health Plan (QHP) coverage in the marketplace generally include being a U.S. citizen or a lawfully present non-citizen, expressing a reasonable expectation of remaining in the U.S. for the duration of the coverage, and specific conditions regarding incarceration status. However, having a permanent residence is not a requirement for QHP coverage.

Individuals can apply for coverage regardless of their housing status, as long as they meet other eligibility criteria related to citizenship and lawful presence. Thus, the correct answer reflects the fact that permanent residence is not a prerequisite for obtaining a QHP in the marketplace, illustrating the inclusivity of the coverage options provided to diverse populations, including those who may be homeless or living in temporary situations. This understanding is crucial for enrollment counselors when assisting clients in navigating their health coverage options.

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