Certified Application Counselor Practice Test

For individuals to be eligible for the marketplace, which condition must they meet?

1. They must be employed full-time

2. They must not have pre-existing conditions

3. They must be U.S. citizens or lawfully present noncitizens

4. They must have a family income below a certain threshold

The correct answer is: They must be U.S. citizens or lawfully present noncitizens

Eligibility for the health insurance marketplace is fundamentally linked to immigration status. To be eligible, individuals must be U.S. citizens or lawfully present noncitizens. This requirement is in place to ensure that only individuals who have legal status in the country can access the benefits and subsidies offered through the marketplace. U.S. citizenship or lawful presence is a key criterion that helps define who can participate in this program, as it is designed to provide affordable healthcare coverage to residents who have the right to reside and work in the United States. Other factors, such as employment status, pre-existing conditions, and income levels, may influence eligibility for specific plans or subsidies within the marketplace but do not disqualify someone from accessing it outright. Thus, being a U.S. citizen or a lawfully present noncitizen is an essential criterion for marketplace eligibility.